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Check `n Go Online:

Payday Loans & Installment Loans
  • Fast and easy application
  • Response in seconds*
  • Cash directly deposited the next business day*

Log-in to your existing account.

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Welcome to Check `n Go Loans

Whatever your need may be for a Check `n Go loan, we're here to help. Payday loans and installment loans are available online or at one of our 1,000+ locations across the country. We understand the urgency for a short-term loan, and are dedicated to ensuring our customers have the best experience possible.

Through our secure application, new customers can apply online and, upon approval, receive the cash they need as quickly as one business day. Need to cash a check, or want to learn more about Check `n Go's other services? Visit the store locator page and enter your zip code to find the nearest Check `n Go location.

Check `n Go login: Customers can login to their existing account, view prior loan history and submit a new loan application. Click the login button at the top of this page to access your account.

Every day we help thousands of people stretch their budgets when the unexpected occurs. If you're in need of cash and want a customer focused no hassle solution, apply now at



Frequently Asked Questions

How do I qualify for a loan from
To qualify, you must meet the following criteria:

  • The ability to meet all of the guidelines that are specific to your state of residence
  • An active checking account with direct deposit
  • An active e-mail address
  • Proof of income, verifiable employment
  • Be 18 years of age or older
  • No outstanding payday loans with Check `n Go online or retail location
What are the steps to get a loan with
Our convenient online application process:

  1. Complete and submit the online application.
  2. Review and accept online loan application information.
  3. Review loan documents, loan status, amount of loan offered, total payback amount, and payment due dates.
  4. Provide electronic signature accepting loan documents.
  5. Fax any supporting documents requested on the application. The documents could include your most recent pay stub, or a bank statement that is no more than 30 days old.
Is my Loan Transaction confidential?
The confidentiality of an installment loan transaction depends on the reputation of the lender. In the case of online lending, security is even more crucial and depends not only on the policies of the provider, but on the structure of the company's Web site as well. For the safest possible installment loan transaction, be make sure of the following before borrowing:

  • Privacy Policy
    Every lender should freely provide you with a privacy policy, whether you borrow in-store or online. This policy should be clear and concise and should outline all the circumstances in which your information is or is not shared with other companies. Online installment loan providers should make their privacy policies easy to locate and free to download.
  • Secure Site
    Online lenders should encrypt their sites to ensure your security. Check in the bottom right corner of your Internet browser for the lock icon, which means that the site is encrypted and safe. You should also make sure your online transaction is secured through other reputable means as well, like with an Internet security and infrastructure specialist such as VeriSign. These additional security measures will be displayed on the site where you enter your sensitive information.
How long has Check `n Go been in business?
Check `n Go was founded in 1996 and has been growing ever since. We are a U.S. based direct lender and adheres to all state and federal rules and regulations.
Does Check `n Go check my credit rating? does not perform a traditional credit check for customers seeking a payday loan. We do obtain a credit report from Experian for customers seeking an installment loan.
Do I need to fax any documents?
Yes, In order to process and finalize your application, we require the following documents:

  • Your most recent pay stub (or if on SSI, a copy of your award letter)
  • An active checking account with direct deposit
  • Additional documentation may be required
Can I pay off early? Does paying off early save me money?
Yes. You may pay off the balance of your loan early. Paying off early may result in an interest rebate if previous payments have never been delinquent. If you wish to pay off your loan early, contact Check `n Go for details and instructions.
Why should I use Check `n Go Online?
Check `n Go Online provides personalized and knowledgeable customer service with competitively-priced, hassle-free financial products. We are backed by a network of over 1,000 retail locations nationwide. We offer convenient, secure online options. For more than a decade, our reputation for integrity has ensured your confidentiality and security. We continually develop new partnerships with financial service leaders to add new products and services to meet your changing needs.

Our customers know our reputation for integrity and we provide them with confidentiality and security. As an online customer, you enjoy the convenience of applying for an installment loan at any time of the day from home or work. Your loan funds are deposited directly into your checking account.